I am thinking of opening two savings accounts under my name. One will be for my grandma, the other one for my dad. I won’t tell them about it. I just want something I can tap on should there be an emergency or an important expense for them comes up.
I am just a bit hesitant to do this because it feels like I am summoning an emergency to happen. Excuse my superstitious nature. But it just feels like it when I think about it.
Still, I am planning to keep some cash around. You know, if and when…
There are important expenses that come right after the basic ones. One of them is insurance. There’s life, home, and car insurance. These are important expenses that we should provide for. Of course, I understand the fact that some of us barely make both ends meet. In this case, most people opt to forgo something as important as insurance to make room for the basic needs. I am happy to say that I found a site where those who live each day on a budget can afford to get a car insurance. You can find it at BudgetInsurance.com where budget is a big deal.
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I get angry so easily these days. Sometimes, it borders on being violent. No, I don’t hit anybody but the urge to do so is overwhelming. And I raise my voice. I can’t help it.
Afterwards, when I have spent myself, I would start feeling guilty. But then little things trigger my anger and it would be the same as before. It is now a cycle. It has to stop.
I feel like I need to see someone, a counselor probably. Or a vacation might do the trick, I don’t know. There are days when I think this is brought on by stress. Too much worrying. Too much thinking.
Hay.
Get an insurance quote now. You never know when you’re going to need it. We realized it in time…
My brother just passed away that time. Our family would go to my brother’s grave every Sunday. One Sunday, my dad was driving a bit faster than he used to because we were all hungry already. All of a sudden, the hood of the car slammed to the windshield. We were all so shocked! My dad hit the break. We were lucky there was no car behind us that time or a big accident would have occurred.
When we arrived at the cemetery, we talked about what happened. The discussion focused on the importance of having an insurance for the car, for our lives. In an instant, when you least expect it, an accident can happen. And when you least expect it, that’s when you need something to fall back on. Lucky for us we still had time to act on it. Some people aren’t as lucky.
We are selling our house. We really want to transfer to a quiet neighborhood. So we, my siblings, my dad and I, decided to sell our house and use the proceeds to get another one elsewhere. The thing is, now that there’s a definite buyer already, the hesitation to move starts settling in.
I hate chaos. I know that when we move out of the house we’ve been in for the past 31 years (in my case anyway), chaos will reign. There’s just too many things that will change.
I just realized how scared I am of a drastic change in my life and the lives of my love ones. We are all used to the people around us. There are new neighbors we don’t know, and some old ones who grew up and became a nuisance to the neighborhood. They are the ones that we want to be away from. Including the noise and the fact that we can’t have visitors come over without explaining to them that, “No, the place is not a squatter’s area. It just looks like it.”
Maybe we need the change. I don’t know if I can really leave the house I was born and raised in. I don’t know if I will allow the sale to push through. I need change but I am still thinking about letting it happen this way.
My Uncle Eddie, his son, Deejay, and my brother, James are all fans of BMW cars. They know everything about each new model and even the older ones. Ask any one of them about the bmw x5 specs and they will recite it to you without missing a beat. You know how boys are when it comes to cars, right? Triple that enthusiasm with these three men in the family!
My knowledge of cars is limited to drooling about the one I like. Big, powerful looking cars. My brother and I both love the Dodge car of a relative. We are dreaming of buying one someday. We just checked out the dodge caliber specs and are impressed. The Car Connection is a site that Uncle Eddie, Deejay and James frequent. And now it’s a site where I go to to drool over my Dodge. My brother just bookmarked the page of mazda cx-7 photos. That’s another car he dreams about.
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My friends and I were saddened when we heard first-hand how bitter about life a former teacher is. He narrated how he used to go out with so many friends. The number slowly dwindled when one by one his friends got married, migrated to another country, worked abroad, etc. He was bitter about it. He now views friendship as short-term. One that quickly passes by without you noticing it.
I don’t know which is more sad. The way he now views friendship or the way you obviously see how his happiness is dependent on his friends. He became jaded yet at the same time still hopes to find a friend to be with him until he grows old.
Happiness should never be dependent on another person. It should come from within. It should come from fighting your battles, being successful where one is passionate about. It should be about accomplishments, great conversations, a silver lining, a touched life. It should never come from being dependent on another person because happiness can be gone in an instant if that person suddenly walks out of your life.
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I fear I have diabetes. My grandma has it. Our family is known to have had cases of health problems even when the person is still young. So I won’t be surprised anymore if I am sick. With whatever it is, I don’t know. I don’t want to know because, obviously, I am scared. My mom knew she was sick and the awareness made her sick even more. We all hated how my mom suffered from it.
I am afraid of knowing whatever is ailing me. I feel some aches and pains from time to time. I might be aggravating it because I am paranoid when it comes to my health. I am scared of getting sick. I don’t want to give my family a problem. Two people dying young in our family are enough. Our lives stopped when my brother was diagnosed with stage 4 cancer, leukemia. The same thing happened when my mom was told she had a rare kidney disease, amyloidosis.
My friend, who is sick with cancer right now, and I are both thinking that we would surely die young. We both don’t want it to happen, of course. We just have this feeling that it is inevitable.
I am a practical person. The things I buy will be used and not just stored or displayed somewhere. The Award Winning Toys I give my godchildren are actually toys that they can benefit from. You know, learn about different things, improve their motor skills, stimulate their minds. It won’t be just another toy to add to their collection. It won’t be a toy that should be displayed prominently in a clear glass case at home. No, it’s a toy that will be played over and over again the kid is done with it. That’s the kind of Baby Toys I give to my godchildren.
These days, we all need to be practical. Money is hard to come by. If we want to make the most out of it, we should buy those things that we know will be worth our hard work. It is the same with toys. I like the idea of kids learning while they are having a good time playing. That’s what you call getting your money’s worth. I like the fact that there are toys out there with seals of approval from evaluators. The seal will be a guide for parents and other people concerned whether the toy they are going to buy is something that will be good for the kid they will be giving it to.
Choose Learning Toys. The kid that will play with it will not only be happy with it but will also learn while playing. Choose toys that will improve the kid as a whole.
I want to go on a road trip but I can’t do it right now. I am saving up to buy two new laptops. I am also depositing money for my grandma’s expenses. I don’t know where to get funds should there be an emergency regarding my grandma and I want to be prepared for it. She is already bedridden and has diabetes. I don’t know when I might need the funds. It is better to be prepared than to find myself worrying so much about it.
I want to do so many things this summer but there are just too many things to prioritize. This is the life of a breadwinner, ladies and gentlemen.
Home Loans. I am considering this option as of this moment. I don’t have enough funds, obviously, to get a new home. That’s why a loan is a big consideration for me now.
If you are regularly reading this blog of mine, you know that for the past few months, I have this burning desire to acquire a new house for the family. I felt the need when I realized that I couldn’t take the noise coming from our neighbors anymore. Every Sunday, two families from the neighborhood feel the need to belt out tunes from a videoke machine. It doesn’t matter if there is an occasion. But they start doing it very early and end it really late. It’s so darn irritating! And bothersome, to say the least. My siblings and I catch up on sleep on Sundays. We also would love some peace and quiet during the family day. With the noise coming from the neighbors, which incidentally live right next door to us, peace and quiet is quite impossible to achieve. Thus, this burning desire of mine to purchase a new house for me and the family.
Getting a home loan is quite easy. All you need to do is go to the nearest bank or financial institution and apply for one. Now, applying is easy. But you need to make sure that you have the documents needed to support your financial status. Most banks and other financial institutions require a good credit standing. But there are also those who give a chance to someone who has a negative credit report. The processing make take some time, depending on the institution. Some only takes an hour or a day. It all depends on the completeness of the supporting documents you have.
I intend to take out a loan as soon as I find the house in a neighborhood I like.
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