How do you say NO?
How do you tell an uncle that you cannot let him borrow from you again and again because it just isn’t done? How do you tell that person that you are not a bank and that you don’t have a well of cash lying around in wait for someone to borrow it? How do you [...]
Troubled finances
For a couple of weeks now, I find myself struggling financially. It is again the by-product of bad planning on my part. This is the scenario I’ve been avoiding. And yet, I find myself in this situation again and again. It’s becoming a cycle I can’t get out of. It’s bad! I don’t want to [...]
Accountant who can’t budget :(
Truth is my number one fear is for an emergency to happen and I couldn’t even finance the hospital deposit. I am the breadwinner. I have this obligation to be in-charge. My fear is that I will fall short of the expectations of everyone around me. It’s stupid to even be thinking about it that [...]
Two savings account
I am thinking of opening two savings accounts under my name. One will be for my grandma, the other one for my dad. I won’t tell them about it. I just want something I can tap on should there be an emergency or an important expense for them comes up. I am just a bit [...]
Road trip, savings, priorities
I want to go on a road trip but I can’t do it right now. I am saving up to buy two new laptops. I am also depositing money for my grandma’s expenses. I don’t know where to get funds should there be an emergency regarding my grandma and I want to be prepared for [...]
Comfortable life
All I ever wanted is to have a comfortable life. I don’t dream of becoming uber rich. Just to have more than enough for emergencies and some indulgences, mostly travel-related. In fact, the house I want is a small one, possible just a bungalow or with a mezzanine/second floor, if it can’t be helped. I [...]
Money and my fear
Money comes and goes. Most of the time, it stays with me for only a very short period of time. I live from hand to mouth. I always try to save up but something comes up and I had no choice but to use what little savings I have. I would like to change that [...]
The worries never end
My grand-aunt called up this morning while I was still asleep. She told my dad that my grandma, my mom’s mom, is not eating much these past few days. When she eats, the food goes back up. Of course, when my dad relayed the news to me, I started worrying. My grandma is a diabetic. [...]
Change of strategies
Whenever we encounter any worry at home, I always feel this overwhelming need to solve it for the family. I don’t like them worrying. I don’t want any discord at home over something. Yesterday, because of the raging storm, we realized that the roof is now a bit rotten. It needs to be replaced. Instead [...]
Thanks!
Thank you. Sometimes, I don’t specifically say prayers except thanks. I know it’s enough for Him to know what I am talking about. I always pray for three things: safety, health and finances. This is for the whole family and every one that I love. And then the rest of my praying time is focused [...]
Rant blog
If you will notice, this blog is my rant blog. I have a more “public” blog where I share more positive thoughts. I need a blog where only a few people know me and where I can vent my anger on people around me. Thus this blog. And the reason why the title of the [...]
Stuck in a rut
When something’s bothering me, I cannot move forward. That’s the weird thing about me that I can’t change. I get stuck in a rut until I can solve it or find an alternative. That’s me. When I get disappointing news, or get to hear about something depressing, it stays with me. I am mostly a [...]
August: Dry month
I don’t know if it’s just us but August is a dry month for the family. This is usually the month where financial woes come and go in our household. Every year, my sisters and I would plan to stay financially afloat during this month. But every year, we still find ourselves barely afloat, mostly [...]
New resolve
Sometimes, when you ask for something, you want it to be given right away. It shouldn’t be that way and you know it. But still, in your heart, you are disappointed that things don’t go the way you plan it. The things you want is not given to you in the time frame you have [...]
Crossroads
I’m currently at a crossroads. I am torn between going back to the world I once knew and continuing with the world I am in right now. I don’t want to go back to the way I once was, always worried when the next paycheck will come, always worried that I might not have enough [...]
Chop away!
I easily get frustrated. I easily get worried. I am basically a positive thinker but there are times when the negative thoughts sift in my mind without me noticing it. Placing all your aces in one basket is bad. That I know one. Relying on only one thing is too risky. If the thing you [...]
Life’s a joke!
There are days when you feel like life is making a joke out of you. You’ve worked so hard for something only to be presented with another great obstacle that will hinder you achieving the one you are working so hard for. Make sense? I just hate it when I get a slap. A wake [...]
Care taker of finances
There are so many things that I worry about. But mostly about the family’s finances. Even though my 3 sisters are already working, I am still the biggest source of income in the family. I take care of bills, groceries and daily meals. Plus other things needed in the house. So you can imagine how [...]
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