If only…
… I could help some more, I’d do it. I really feel for families who are experiencing financial difficulties. I’ve been there too many times in the past. I know the feeling of worrying where to get the next meal for the family. I know the feeling of drowning in a sea of debts and [...]
It’s that time of the year…
This is the time of the year when most people find themselves working doubly hard to earn enough income for the holidays. I know because I’ve been this way for the past twelve years already. Like other people, I want my family to be merry and abundant during the Christmas holidays. Don’t you just love [...]
Dark days of my life
Whenever I talk to my friend J, I am reminded of the dark days when I had close to nothing in my pockets. Those days when all I could do was pray for the Lord to help me find a way to cough up enough cash for the family expenses. Those were dark days of [...]
Big chunk of money
She already lent a big chunk of money to her uncle. She doesn’t know when she will be repaid the whole amount. But she is hopeful that her uncle and his family will be able to bounce back. Her uncle will be able to find work soon and she will be paid. The question is [...]
Bad spending habits
I admit it! I am bad in budgeting my money. I always find myself regretting the past few days of spending. It’s been like that for the past couple of years and this has to stop now! I think this bad spending habits is a result of all those years in the past with nothing [...]
Budget and estimates
For someone in the field of finance, I am terrible when it comes to budget and estimates! My sister would often tease me about it. I am good with others but I am terrible when it comes to my own. My explanation for that is this: I am careful with the finances of others because [...]
Fear of waking up with nothing
My fear is to wake up one day without anything to my name. No money, no work, no nothing! I was broke one time too many in the past. I know the feeling of waking up without money in your pocket. I know the feeling of wanting to buy something and then realizing later on [...]
Dreading phone calls
I hate that I am feeling scared once again because of a loan that isn’t even mine. I have felt this way before when I was having problems with my credit cards. I used to dread getting a call from a collector or someone pretending to be a lawyer for the credit card company. I [...]
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