Making certain the uncertain.

We all know how uncertain the future is. It is what’s making it scary for those of us growing older each day. The uncertainty of the future and the life we are facing then. Will it be as comfortable as we have now? Will it be better? Or are we looking forward to a hard […]


Once again I failed at budgeting my money. I forgot to stop and think before I indulged in weekend shopping. Now the money I am expecting to come in won’t be coming in until the middle of the week. Now what?!? I really hate myself for being so self-indulgent at times. I thought the money […]

Care taker of finances

There are so many things that I worry about. But mostly about the family’s finances. Even though my 3 sisters are already working, I am still the biggest source of income in the family. I take care of bills, groceries and daily meals. Plus other things needed in the house. So you can imagine how […]

Never-ending cycle :-(

Sooner or later I will be on that level where I won’t worry about tomorrow or for emergencies because I have more than enough money saved in the bank for such. I am hoping that I will be able to do that in the second half of this year. I am keeping my fingers crossed. […]

Staying positive

Truth be told, 2011 was not great to me when it comes to my personal finances. Up and down went my monthly income. When in 2010 it was just up, up and up, 2011 was more down than up. But I learned my lesson and for that I am still thankful for 2011. This year, […]

A lifestyle overhaul needed!

I keep harping about the fact that I am having financial difficulties again. I kept ranting to my sisters about how hard it is to earn an income now unlike the hundredfold blessings that kept pouring in a few years ago. I keep praying for a big blessing to come but then I had an […]

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