193 words in post 
Comments offI hate that I am feeling scared once again because of a loan that isn’t even mine. I have felt this way before when I was having problems with my credit cards. I used to dread getting a call from a collector or someone pretending to be a lawyer for the credit card company. I hated those days when I would just let my cellphone ring fearing it might be a collection agency asking for payment. I struggled to pay monthly bills and more so those credit card interests and finance charges. When I finally managed to pay everything three years ago, I promised myself I won’t be back in that situation again.
And then here I am right now in exactly the same position as the years past.
I would love to wring the neck of the person who put me in this position. But I know and can understand what she’s going through right now. I’ve been there. How can I condemn someone who’s been in the same situation as I?
I will find a way to solve this problem. Soon. I don’t like the feeling of dreading phone calls again.
